Privacy Policy

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 1. Information We CollectWe collect the following types of information:a. Personal Information

• Name (if provided)
• Email address (for account creation or support)
• Authentication credentials (e.g., when signing in via Google, Apple, or email/password)

b. Financial Information

• Income details
• Expense data
• Account balances (if linked through integrations)
• Budgeting goals and preferences

Note: We do not access or store bank account passwords. All bank connections, if applicable, are handled through secure, third-party APIs.

c. Usage Data

• App usage patterns
• Device type and OS
• IP address and location (approximate)

d. Cookies and Tracking Technologies

• We may use local storage or device identifiers to personalize your experience and maintain session state.

2. How We Use Your Information We use the information we collect to:

• Provide and maintain the App’s functionality
• Analyze usage to improve features and performance
• Customize your budgeting experience
• Communicate with you (e.g., support, updates, promotions)
• Ensure security and prevent fraud

3. Sharing Your Information We do not sell your personal information. We may share limited data with:

• Service Providers: For hosting, analytics, customer support, and secure authentication
• Third-party APIs: If you opt in to link bank accounts or financial data
• Legal Authorities: If required by law or to protect our rights

4. Your Choices You have control over your data:

• Access or update personal information via your account settings
• Delete your account and data by contacting support or using in-app settings
• Opt out of marketing emails by using the unsubscribe link

5. Data Security We use industry-standard encryption and security practices to protect your information. However, no system is 100% secure. We encourage you to use a strong password and enable device-level protections.

6. Data RetentionWe retain your data for as long as your account is active or as needed to provide services. You may request deletion at any time.

7. Children’s PrivacyOur App is not intended for children under 13 (or under 16 in the EU). We do not knowingly collect data from children.

8. International UsersIf you are accessing the App from outside [your country], note that your data may be processed and stored in [your country or applicable jurisdiction].

9. Changes to This PolicyWe may update this Privacy Policy from time to time. Changes will be posted in the app and on our website, and we’ll notify you if required by law.

10. Contact UsIf you have questions about this Privacy Policy or your data,

 contact us at:Quantafi.Co

Christopher.alexander@quantafi.co